Your money,
wherever it tells you
Every time money moves — in New York, London, Lagos, or Accra — something pings your phone. Spendkin listens to the channels you choose and does the bookkeeping.
Hands-off capture, on every channel
Bank notifications on Android, a one-time Shortcut for texts on iPhone, and email auto-forwarding from any provider. And not just banks: PayPal, Venmo, Wise, mobile money, delivery apps — if an app you choose announces a payment by notification, text, or email, Spendkin logs it.
Share anything into Spendkin
A payment screenshot, a confirmation text, a receipt someone forwarded you — share it straight into Spendkin from any app, and if it’s a transaction, it’s logged, categorized, and deduplicated like everything else.
Snap a receipt. It reads itself.
Paper receipt or payment screenshot — the text is read on your phone with on-device OCR. The image never leaves your device; only the transaction does.
Sorted before you look
AI reads each alert and files it — amount, merchant, category, currency, reference. Anything uncertain waits in a review queue for one tap, and Spendkin learns which senders you trust.
Your month, recapped.
Every month ends with a recap card worth sharing — where it went, what changed, and the one number that tells the story. No spreadsheets, no shame.
Bring your history with you
Import past transactions from a bank statement — CSV, PDF, or pasted text. Duplicates are detected automatically, so re-importing never double-counts.
Made for how you actually pay
Card in one country, mobile money in another, cash in between — Spendkin doesn’t care how your money moves, only that you can see it.
Everyday budgeters
See where the month went while it’s still the month — not in a statement three weeks later.
Freelancers & side-hustlers
Money in and money out, across accounts and clients, without touching a spreadsheet on the 1st.
Multi-currency lives
Paid in dollars, spend in cedis, subscribe in pounds — every amount stays in its own currency.
Privacy-first people
No bank credentials to leak, receipts read on-device, raw messages deleted after parsing — and end-to-end encryption on by default, so we can’t read your ledger at all.
Mobile-money users
Wallet texts become transactions automatically — every service that sends you an SMS, on any network.
Cash-heavy spenders
Three-tap manual add and receipt scanning keep cash spending in the picture too.
One flat price.
Nothing sneaky.
No percentage of your savings, no ads, no selling your data.
Try it risk-free: the free plan isn’t a trial — it’s genuinely useful, forever.
Everything unlocked, one flat price — no trials, no add-ons, no upsells.
- Unlimited automatic captures
- Every monthly recap, kept forever
- Import your full history — statements & CSV
- Cancel in two taps, in your store settings
- Billed only through the App Store / Play Store
Free plan included: 50 automatic captures a month, every capture channel, unlimited accounts & currencies, this month’s recap, CSV export.
Fair questions
Everything you’d want to know before pointing your money’s alerts at an app.
Do you connect to my bank?+
Which banks, apps, and countries work?+
What exactly can Spendkin read?+
Can I send things to Spendkin myself?+
Do my receipts get uploaded?+
What happens to the raw messages?+
Can Spendkin read my transaction history?+
What’s free and what’s Plus?+
How do I cancel?+
Can I take my data and leave?+
Start capturing in
about two minutes.
Free to start. No bank login. Your money, not your data.